India's Rental Deposit,
Protected. And Earning.
Unetra records your deposit digitally, earns a 5% annual return for both tenant and landlord, and ensures fair settlement — powered by a licensed NBFC partner.
India's Rental Market is Broken.
₹3.5 lakh crore in rental deposits sit unprotected across India — with no record, no return, and no recourse.
Unprotected deposits
Estimated value of rental deposits held informally across India with no digital record
Dispute rate
Of tenants report deposit disputes at move-out, mostly over unverified damage claims
Return earned
What tenants and landlords currently earn on deposits sitting idle for years
UNETRA fixes all three.
- Digital deposit record via licensed NBFC — no more informal cash handovers
- 5% p.a. return for both tenant and landlord — the deposit works while it waits
- Timestamped inspection reports — evidence-backed settlements, not guesswork
How UNETRA Protects Every Rental
From the day you sign the agreement to the day you get your deposit back — every step is recorded, verified, and fair.
Tenant Onboarding
Verify identity, run a CIBIL score and rental history check, and record deposit amount on the platform.
KYC-verified onboarding for both tenant and landlord. All documents stored securely.
Deposit Recording & Returns Begin
Sign and register the rent agreement as per the laws of the governing state. Deposit is recorded and acknowledged via Mangal Credit & Fincorp Limited. Both parties immediately begin earning 5% p.a.
The return accrues from the first day of the tenancy and is paid out at settlement.
Move-In Inspection
Document the property's condition with timestamped photos and a jointly signed digital report.
This report is the baseline — only deviations from it can be claimed at move-out.
Tenancy Management
Track rent payments, maintenance requests, and all communications in one auditable place.
Every interaction is logged and timestamped. No more he-said-she-said disputes.
Move-Out Inspection
Conduct a joint inspection. UNETRA generates a side-by-side comparison with the move-in report.
Only documented, evidence-backed damage can be claimed as a deduction.
Fair Settlement + Return Payout
Receive your deposit back with a transparent deduction breakdown, plus your 5% p.a. return for the full tenancy duration.
If there's a dispute, UNETRA's neutral resolution process reviews the evidence and facilitates a fair outcome.
See What Your Deposit Could Earn
Most deposits sit idle for 2–3 years. With UNETRA, both parties earn 5% p.a. on the full amount.
Illustrative example. Actual returns subject to applicable terms and regulations.
Calculate Your ReturnBuilt for Trust. Designed for India.
Every feature is designed to protect both tenants and landlords — fairly, transparently, and without bias.
Deposit Protection + 5% Return Partner-Enabled
Your deposit is recorded and acknowledged through our licensed NBFC partner. While it sits protected, it earns a 5% annual return — split equally between tenant and landlord.
Learn moreDigital Inspection Reports
Timestamped, photo-backed inspection reports signed by both parties at move-in and move-out.
Neutral Dispute Resolution
If there's a disagreement, UNETRA provides a structured, evidence-based resolution process.
Guaranteed Rent Payment By the 5th
Landlords are paid every month by the 5th — even if the tenant hasn't paid yet. UNETRA covers the payout and recovers from the tenant within a one-month buffer.
5% p.a. for Tenant Earning
Tenants earn 5% per annum on their deposit for the duration of the tenancy.
5% p.a. for Landlord Earning
Landlords also earn 5% per annum on the recorded deposit — a first in Indian rentals.
Your deposit, protected and earning.
- Digital record of your deposit — no informal cash handovers
- Earn 5% p.a. on your deposit for the full tenancy duration
- Move-in inspection protects you from false damage claims
Existing Unetra tenants can sign in to view their lease, payments, maintenance requests, and full communication record with their landlord.
Manage tenancies with confidence.
Guaranteed rent by the 5th of every month — even if your tenant hasn't paid, UNETRA covers the payout and recovers from them within a one-month buffer.
- Earn 5% p.a. on the recorded deposit — a first in Indian rentals
- Verified tenant onboarding and KYC
- Structured settlement with evidence-backed deductions
Why Tenants & Landlords Trust UNETRA
"Finally, a platform that protects both sides. The move-in inspection alone saved me from a ₹40,000 false damage claim."
"I manage 12 properties. UNETRA has cut my deposit disputes to zero and the 5% return is a genuine differentiator when listing."
"The digital inspection report is a game-changer. Both parties sign it on the spot — no arguments later."
Deposit recording and fund management services are provided through our regulated financial partner.
Scale Your Property Portfolio With UNETRA
Property managers, housing societies, and institutional landlords — integrate UNETRA to bring transparency and trust to every tenancy at scale.